Micro Finance, FD, RD, Loan & HR Software
Complete Micro Finance and Group Loan Management Software with mobile app for Agent and Customer. Fully customizable, easy to use and cost effective platform that gives you facility to manage your business activity from any device anywhere anytime. No extra infrastructure needed, highly secure data.
All-Inclusive Micro Finance & Nidhi Software Features
Explore the full range of features designed for micro finance institutions, Nidhi companies, credit societies, and group loan providers across India.
Core System Features (22 Common Features)
No restriction on data capacity. Store millions of members, accounts, and loan records smoothly.
Comprehensive MIS reporting format with support for unlimited concurrent user logins.
Optimized engine that runs lightning fast even on slow 2G/3G internet connections.
Set custom interest percentage slabs for different loan products and deposit tenures.
Support both Joint Liability Group (JLG/SHG) group loans and individual business loans.
Fixed Deposit (FD), Recurring Deposit (RD), Savings A/c, Current A/c, MIS, and Gold Loans.
Automated printing for Loan Bonds, RD Bonds, FD Certificates, and Passbooks.
Support Flat Rate, Reducing Balance, standard EMI, or Interest-only collection calculations.
Configure collection schedules on a Monthly, Weekly, Bi-weekly, or Daily basis.
Member card barcode/QR scanning for quick payment collection and instant account lookup.
Instant transaction notifications sent directly to customers via SMS, WhatsApp, and Email.
Automated reminders for due dates, overdue EMIs, FD maturity notices, and greeting messages.
Track daily collections, approvals, and entries filtered by individual staff or agent accounts.
One-click export of any report, ledger, or account statement into Excel format or printable PDF.
Granular permission control. Restrict access based on staff roles, branches, and permission levels.
Android mobile apps for collection agents in the field and member portal app for customers.
Rich dashboard analytics, NPA reports, trail balance, balance sheet, and customizable audits.
Track daily branch operational expenses, agent commission payouts, and voucher management.
Accept UPI, Net Banking, and Debit Cards for member EMI and deposit payments.
Custom white-label branding on demand with your company name, logo, domain, and branding.
Integrated double-entry bookkeeping, general ledger, trial balance, daybook, and P&L audit.
Full security audit trails recording every login, entry, edit, or deletion with timestamp and IP.
Employee & HR Payroll Management Module
Complete employee master database, document verification, designation, and login credentials.
Daily attendance tracking, leave requests, shift rosters, and mobile GPS attendance punch.
One-click monthly salary sheet generation, salary slips PDF export, and employee salary ledgers.
Advance against salary tracking with automated monthly EMI deductions from salary slips.
Statutory Indian ESI & PF calculations, employer contribution tracking, and monthly ECR reports.
Branch expense vouchers, agent commission reports, employee login logs, and executive summary.
Ready to Power Your Micro Finance & Nidhi Company?
Experience the complete 26+ feature Micro Finance ERP. Schedule a live demonstration with our technical team today.
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